The Stress Test
The Bank of England has recently gotten rid of the stress test. In this article we take a look at what this means for borrowers, lenders and if it is a good idea
Is the Housing Market About to Stagnate?
We have seen a large boom in the housing market for the past two years. Yet with the current economic situation and the threat of recession looming, will this cause a period of stagnation in the market?
The Question of Affordable Housing
A recent report form the ONS has made for some bleak reading. In it we can see house prices surging and becoming more and more difficult to afford. In this article we take a look at the report, what the issues are and their possible solutions
The Cladding Scandal
In 2017 we witnessed the horrific fire at Grenfell tower, which was exacerbated by the building being covered in cladding. The government have recently announced a new plan to tackle the cladding left on other buildings. But how has this left residents feeling? In this article we explore what the reaction has been to the announcement,
What credit score do I need to buy a house?
Everybody knows that to get a mortgage, you need a good credit score. But how does it all work? Read Credibble's explainer to learn more.
Lifetime ISAs: What you need to know
Lifetime ISAs, or LISAs, are a popular savings product offered by banking firms. Here's all you need to know about the risks and benefits.
Why do I have to pay Council Tax?
Ever wondered why you have to pay Council Tax? Credibble has a rundown of all the facts and history of the one tax nobody can get away from.
10 things you should do when you enter your new home
Owning your home is a great achievement and a great feeling. But what's the best thing to do when you first walk through those doors? In this blog post we list off the 10 things you should do when you enter your new home.
Home ownership schemes: A guide
There are many home ownership schemes designed to help buyers buy their first homes. This guide could help you find one that's right for you.
Buying your first home with somebody else
Before you go through with taking out a joint mortgage with a friend or partner, it's important to consider all the what ifs.
What’s the difference between a freehold and a leasehold?
If you're a first-time buyer you might hear "freehold" and "leasehold" mentioned a lot. But what is a leasehold? And does it matter?
Should I buy a house at auction?
Buying at auction is not for the timid. For the bold and intrepid, however, it can be very rewarding. Here's what you need to know.
What do lenders look for in a borrower?
Many first-time buyers make the mistake of assuming that their credit score is everything. Not so. Here are a few other things to consider.
What are EPCs? A guide for first-time buyers
Energy performance certificates, or EPCs, are one of the most overlooked, yet important parts of buying a house. Just what are they, anyway?
Homebuying in the time of COVID-19
The COVID-19 pandemic has had negative effects on the housing market. Here's our take on the situation and a consideration of what to do next.
