"Homes"

When purchasing a leasehold property, your conveyancer must take additional legal steps before you can legally take ownership. This is because you will be sharing property ownership with the freeholder.

When you want to get a mortgage, lenders will examine your past debt history through your credit score. Your credit score is a three-digit number calculated based on your credit report,

A new build home is a property that has recently been built and hasn't been lived in yet. These homes are sometimes sold "off-plan," meaning buyers commit to purchasing the property before construction begins

With a fixed rate mortgage, you can rest easy knowing that your interest rate is locked in for the duration of your loan term. This offers invaluable stability to both long-term and short-term financial

The amount of time you will take to obtain a mortgage hinges on various factors. These include the duration it takes for you to complete your part of the process, such as searching for and submitting necessary

Saving up a larger deposit when buying a property is beneficial. You must typically provide a minimum deposit of 5% of the property's value to secure a mortgage. For instance, if you aim to purchase

When you hire a solicitor to handle the conveyancing process for your property purchase, they will perform a series of searches to identify any potential issues you should know about before taking ownership

When purchasing a house in the UK through a mortgage, you do not necessarily need a minimum credit score, but it is essential to have a credit score that meets the lenders' requirements to qualify for a

You must show the lender proof of income and ID to get a mortgage. Preparing your documents early and sending them all at once is a good idea to speed up the process. Some lenders won't accept self-printed

This guide is for those planning to purchase their first home using a gifted deposit from family. It explains the additional information your conveyancer will require and the legal process involved. It applies to properties

When you purchase a property, you will interact with many individuals with different roles. We have explained who they are and their responsibilities to help you prepare for the process.

When buying a house, people often team up with their friends, family, or partner to buy a property together, requiring them to apply for a joint mortgage.

Choosing the right mortgage from the numerous options that cater to individual circumstances can be difficult. However, understanding mortgage-related terminology and the various types of deals

Shared Ownership is a housing scheme that supports buyers who cannot afford the full deposit for a home that meets their requirements. The scheme enables you to acquire a portion of the property's value

This section will explore the different Government schemes available for first time buyers, such as the mortgage guarantee scheme and Shared Ownership, and provide information about the eligibility criteria for