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Does betting affect credit score?

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August 25, 2022 by   Robert Edwards

Betting can be fun, as long as you enjoy it responsibly. Betting may not show up on your credit report, but it can hurt your credit score. If you form a habit, it could throw your finances into havoc. Be sure to know your limits and stop when it stops being fun.

The Stress Test

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August 24, 2022 by   Oliver Rose

The Bank of England has recently gotten rid of the stress test. In this article we take a look at what this means for borrowers, lenders and if it is a good idea

How to save money on a new kitchen

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August 22, 2022 by   Robert Edwards

Looking to have your kitchen redone? A new kitchen can help breathe new life into your cooking and give you a better, more energy efficient space to work in. But a kitchen remodel isn’t cheap. Here’s some ideas for how to save money on a new kitchen.

Is the Housing Market About to Stagnate?

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August 15, 2022 by   Oliver Rose

We have seen a large boom in the housing market for the past two years. Yet with the current economic situation and the threat of recession looming, will this cause a period of stagnation in the market?

Premium Bonds: An explanation

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August 14, 2022 by   Oliver Rose

We all try to save money at some point in our lives and typically do this by putting money into a savings account. However, in this article we look at the alternative of premium bonds. We discuss what they are, their positive, negatives and if they are worth it.

The Time bomb of Mortgage Payments

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August 11, 2022 by   Oliver Rose

The Bank of England recently raised interest rates to the highest levels in 25 years. With this we are seeing the issue of how will people afford their mortgage payments? In this article we take a look at what these issues are and what people can expect.

The Brink of a Summer of Discontent and the Cost of Living Crisis

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August 10, 2022 by   Oliver Rose

Currently in Britain we ate going through a cost of living crisis which is effecting everyone. We could also be set for recession and a “summer of discontent”. In this article we will be looking at the causes of these, what the government could do and how you make make a little extra money to help.

Looking at Personal Contract Purchases to finance a car? Read this first

If you’re looking at options for car financing, you might be looking into Personal Contract Purchases, or PCPs. PCPs are attractive to car buyers, because they allow you to buy a car in instalments over a number of years, while getting to use the car. However, are they as great a deal as they first appear?

Does being in your overdraft affect your credit score?

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August 4, 2022 by   Robert Edwards

An overdraft can be a great way to boost your credit score. But if you start eating into your overdraft, this can make you look bad in the eyes of lenders.

Will it Become Easier Getting a Mortgage?

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by   Oliver Rose

The Bank of England is set to unveil a change in the mortgage application system. This change could see it become easier to get a mortgage. In this article we take a look at what this change is and what it spells out for people.

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