Does betting affect credit score?

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August 25, 2022 by   Robert Edwards

Betting can be fun, as long as you enjoy it responsibly. Betting may not show up on your credit report, but it can hurt your credit score. If you form a habit, it could throw your finances into havoc. Be sure to know your limits and stop when it stops being fun.

Looking at Personal Contract Purchases to finance a car? Read this first

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August 10, 2022 by   Robert Edwards

If you’re looking at options for car financing, you might be looking into Personal Contract Purchases, or PCPs. PCPs are attractive to car buyers, because they allow you to buy a car in instalments over a number of years, while getting to use the car. However, are they as great a deal as they first appear?

Does being in your overdraft affect your credit score?

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August 4, 2022 by   Robert Edwards

An overdraft can be a great way to boost your credit score. But if you start eating into your overdraft, this can make you look bad in the eyes of lenders.

Do Direct Debits improve your credit score?

A Direct Debit is an agreement made with an organisation that means they can directly charge your bank account. Do direct debits improve your credit score? The short answer: Yes! But there are some caveats to be aware of.

Does applying for Universal Credit affect your credit score?

In 2013, the Government introduced Universal Credit to replace and combine six benefits. It is now claimed by more than 2 million people in the […]

CCJs: Your Questions, Answered

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July 21, 2022 by   Robert Edwards

If you owe money to someone and they take court action against you, you may end up with a County Court Judgement on your credit report. But what is a CCJ?

A notice of correction can help with bad credit history.

What is a Notice of Correction in my credit report?

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June 13, 2022 by   Mariya Dikova

What is a Notice of Correction? A Notice of Correction is a short statement of up to 200 words that goes on your credit report. […]

Getting a bad credit mortgage

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March 9, 2022 by   Robert Edwards

If you have bad credit, you might think that it’s impossible for you to get a mortgage. But this doesn’t have to be true.

What credit score do I need to buy a house?

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March 3, 2022 by   Robert Edwards

Everybody knows that to get a mortgage, you need a good credit score. But how does it all work? Read Credibble’s explainer to learn more.

5 ways you can improve your credit RIGHT NOW

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August 23, 2021 by   Robert Edwards

Credit is crucial to getting a mortgage. If you want to buy a house, you need to have your credit score in order. Here are some ways.