young person

7 proven ways to build credit while you’re still young.

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October 9, 2019 by   Zoe Stabler

It’s important to build up credit while you’re still young as it could be a deal-breaker when it comes to renting a flat or taking […]

Should I get a credit card or a loan?

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September 24, 2019 by   Zoe Stabler

In Short: If you only need a small amount of money, you may benefit from making the purchase on a credit card or getting a […]

What is an account in arrears?

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May 9, 2019 by   Zoe Stabler

Account in arrears? Quite simply, at least one payment is overdue. You’ll know how many by the marker on your credit report. Your account will […]

Defaulting on an account

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by   Zoe Stabler

You will default on an account if you do not pay arrears on the account. The lender usually cancels the credit agreement you have with […]

Your Lender Report: Credit Cards

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March 7, 2019 by   Zoe Stabler

One of the six lender factors on your dashboard is centred around any credit cards you hold. This is split into four sections: credit card […]

No Credit History? 5 Best Ways To Build Credit Fast

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May 18, 2018 by   Claire Ben Chorin

If you are someone with no credit history, you’re not alone. Many people won’t have thought much about building their credit – not everyone has […]

Managing Credit: Honestly, Is Your Credit File Important?

You may not realise it, but managing credit is a key life skill. But why is a credit file important, really? And what value can […]

What Is A Credit Check and Why Should You Care?

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May 15, 2018 by   Claire Ben Chorin

Borrowing money is hardly known for being a fun process. It’s not made any easier when lenders and credit reference agencies use confusing financial terms. […]

How To Build Credit: Whip Your Credit Into Shape

If you are thinking of borrowing money in the near future, you may be wondering how to build credit. Thinking in these terms means you’re […]