
Do Direct Debits improve your credit score?
A Direct Debit is an agreement made with an organisation that means they can directly charge your bank account. Do direct debits improve your credit score? The short answer: Yes! But there are some caveats to be aware of.

Does applying for Universal Credit affect your credit score?
In 2013, the Government introduced Universal Credit to replace and combine six benefits. It is now claimed by more than 2 million people in the […]

CCJs: Your Questions, Answered
If you owe money to someone and they take court action against you, you may end up with a County Court Judgement on your credit report. But what is a CCJ?

7 proven ways to build credit reputation while you’re still young
It’s important to build up a good credit reputation while you’re still young, as it could be a deal-breaker when it comes to renting a […]

Should I get a credit card or loan?
You need some cash, but which is the better option for your needs – a credit card or loan? If you only need a small […]

What is an account in arrears?
Put quite simply, if you have an “account in arrears”, it means that at least one payment is overdue. You’ll know how many payments are […]

What does it mean if I default on an account?
If you do not pay arrears on an account, the lender considers you to have “defaulted”. What will happen is this: The lender cancels the […]

Your Credit Report: Credit Cards
One of the six Credit Factors on Credibble’s 24-Factor Credit Check is based on your use of credit cards. A credit card can be a […]

No Credit History? 5 Best Ways To Build Credit Fast
If you are someone with no credit history, you’re not alone. Many people won’t have thought much about building their credit – not everyone has […]

Managing Credit: Honestly, Does My Credit File Matter?
You may not realise it, but managing credit is a key life skill. You may be asking, “Does my credit file matter? And what value […]