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How will my credit report and deposit affect my mortgage?

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November 5, 2019 by   Zoe Stabler

When taking out a mortgage, you’ll want to make sure you get the best rate possible – otherwise you’ll find yourself spending far more on […]

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Take 5: Check your credit report in 5 minutes

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October 9, 2019 by   Zoe Stabler

You want to check your credit report every month to make sure everything is in order – that all of your accounts are there and […]

Where does my credit report come from?

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by   Zoe Stabler

We pull your credit report from Equifax, one of the three credit bureaus in the UK. You are able to get your score and report […]

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7 proven ways to build credit while you’re still young.

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by   Zoe Stabler

It’s important to build up credit while you’re still young as it could be a deal-breaker when it comes to renting a flat or taking […]

Should I get a credit card or a loan?

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September 24, 2019 by   Zoe Stabler

In Short: If you only need a small amount of money, you may benefit from making the purchase on a credit card or getting a […]

What is an account in arrears?

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May 9, 2019 by   Zoe Stabler

Account in arrears? Quite simply, at least one payment is overdue. You’ll know how many by the marker on your credit report. Your account will […]

Defaulting on an account

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by   Zoe Stabler

You will default on an account if you do not pay arrears on the account. The lender usually cancels the credit agreement you have with […]

Your Lender Report: Credit Cards

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March 7, 2019 by   Zoe Stabler

One of the six lender factors on your dashboard is centred around any credit cards you hold. This is split into four sections: credit card […]

What is Credit Activity?

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by   Zoe Stabler

One of the six lender factors on your report is your Credit Activity. This is an overview of the total accounts you hold, your credit […]

How To Get On The Electoral Roll For Good Credit

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June 22, 2018 by   Alex Ryan

Being on the electoral roll with up-to-date details is crucial to making sure you can vote. But it can also have a big impact on […]

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