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A Direct Debit is an agreement made with an organisation that means they can directly charge your bank account. Do direct debits improve your credit score? The short answer: Yes! But there are some caveats to be aware of.

In 2013, the Government introduced Universal Credit to replace and combine six benefits. It is now claimed by more than 2 million people in the […]

If you owe money to someone and they take court action against you, you may end up with a County Court Judgement on your credit report. But what is a CCJ?

What is a Notice of Correction? A Notice of Correction is a short statement of up to 200 words that goes on your credit report. […]

When taking out a mortgage, you’ll want to make sure you get the best rate possible – otherwise you’ll find yourself spending far more on […]

You want to check your credit file every month to make sure everything is in order – that all of your accounts are there and […]

Introduction to a credit report We pull your credit report from Equifax, one of the three credit bureaus in the UK. You are able to […]

It’s important to build up a good credit reputation while you’re still young, as it could be a deal-breaker when it comes to renting a […]

You need some cash, but which is the better option for your needs – a credit card or loan? If you only need a small […]

Put quite simply, if you have an “account in arrears”, it means that at least one payment is overdue. You’ll know how many payments are […]