Blog

We pull your credit report from Equifax, one of the three credit bureaus in the UK. You are able to get your score and report […]

One of the six lender factors on your dashboard is centred around any credit cards you hold. This is split into four sections: credit card […]

One of the six lender factors on your report is your Credit Activity. This is an overview of the total accounts you hold, your credit […]

When you apply for credit, such as a credit card, loan or mortgage, lenders look at your credit file. But until now, it’s been hard […]

Your residential and employment stability are key factors in borrowing money. Lenders are jittery about instability, as it brings uncertainty and adds greater risk to […]

‘Bad credit’ is the term used for major red flags on your credit file. But, exactly what counts as bad credit? If you have an […]

Affordability is important. Lenders consider it when assessing a credit application, which is why it’s a factor in your free Lender Report. To put it […]