Where does my credit report come from?

Author Pic
October 9, 2019 by   Zoe Stabler

We pull your credit report from Equifax, one of the three credit bureaus in the UK. You are able to get your score and report […]

Your Lender Report: Credit Cards

Author Pic
March 7, 2019 by   Zoe Stabler

One of the six lender factors on your dashboard is centred around any credit cards you hold. This is split into four sections: credit card […]

What is Credit Activity?

Author Pic
by   Zoe Stabler

One of the six lender factors on your report is your Credit Activity. This is an overview of the total accounts you hold, your credit […]

Why Your Payment History Really Matters To Lenders

Author Pic
May 16, 2018 by   Claire Ben Chorin

When you apply for credit, such as a credit card, loan or mortgage, lenders look at your credit file. But until now, it’s been hard […]

Why does Stability Matter?

Your residential and employment stability are key factors in borrowing money. Lenders are jittery about instability, as it brings uncertainty and adds greater risk to […]

Bad Credit History, Made Easy

‘Bad credit’ is the term used for major red flags on your credit file. But, exactly what counts as bad credit? If you have an […]

Affordability: How To Pass The Test

Affordability is important. Lenders consider it when assessing a credit application, which is why it’s a factor in your free Lender Report. To put it […]