Does betting affect credit score?

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August 25, 2022 by   Robert Edwards

Betting can be fun, as long as you enjoy it responsibly. Betting may not show up on your credit report, but it can hurt your credit score. If you form a habit, it could throw your finances into havoc. Be sure to know your limits and stop when it stops being fun.

How to save money on a new kitchen

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August 22, 2022 by   Robert Edwards

Looking to have your kitchen redone? A new kitchen can help breathe new life into your cooking and give you a better, more energy efficient space to work in. But a kitchen remodel isn’t cheap. Here’s some ideas for how to save money on a new kitchen.

Looking at Personal Contract Purchases to finance a car? Read this first

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August 10, 2022 by   Robert Edwards

If you’re looking at options for car financing, you might be looking into Personal Contract Purchases, or PCPs. PCPs are attractive to car buyers, because they allow you to buy a car in instalments over a number of years, while getting to use the car. However, are they as great a deal as they first appear?

Does being in your overdraft affect your credit score?

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August 4, 2022 by   Robert Edwards

An overdraft can be a great way to boost your credit score. But if you start eating into your overdraft, this can make you look bad in the eyes of lenders.

Save energy, save money

There’s no getting away from it. There’s a global energy crisis. In this article, we’ll explore a few ideas that could help you save energy.

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Do Direct Debits improve your credit score?

A Direct Debit is an agreement made with an organisation that means they can directly charge your bank account. Do direct debits improve your credit score? The short answer: Yes! But there are some caveats to be aware of.

Does applying for Universal Credit affect your credit score?

In 2013, the Government introduced Universal Credit to replace and combine six benefits. It is now claimed by more than 2 million people in the […]

Self-Employed Mortgage: What You Need To Know

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July 22, 2022 by   Robert Edwards

If you’re self-employed, it’s not impossible to get a mortgage. However, you may find it more challenging to get a self-employed mortgage.

CCJs: Your Questions, Answered

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July 21, 2022 by   Robert Edwards

If you owe money to someone and they take court action against you, you may end up with a County Court Judgement on your credit report. But what is a CCJ?

How much should you spend on a first car?

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July 11, 2022 by   Robert Edwards

You’ve just passed your driving test. It’s time to take that big red L off your car and replace it with a green P. So here’s the question: how much should you spend on a first car?

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