The Bank of England has recently gotten rid of the stress test. In this article we take a look at what this means for borrowers, lenders and if it is a good idea
We have seen a large boom in the housing market for the past two years. Yet with the current economic situation and the threat of recession looming, will this cause a period of stagnation in the market?
The Bank of England recently raised interest rates to the highest levels in 25 years. With this we are seeing the issue of how will people afford their mortgage payments? In this article we take a look at what these issues are and what people can expect.
The Bank of England is set to unveil a change in the mortgage application system. This change could see it become easier to get a mortgage. In this article we take a look at what this change is and what it spells out for people.
If you’re self-employed, it’s not impossible to get a mortgage. However, you may find it more challenging to get a self-employed mortgage.
If you have bad credit, you might think that it’s impossible for you to get a mortgage. But this doesn’t have to be true.
In 1986 the big bang occurred at the London Stock Exchange. This would have a profound effect on the financial markets for years to come and indirectly effect the housing market. In this blog post we explain the causes of the big bang was and it's consequences, both positive and negative.
Many first-time buyers make the mistake of assuming that their credit score is everything. Not so. Here are a few other things to consider.
Guarantor mortgages can be helpful if you're a first-time buyer, but they're not without pitfalls. Let us fill you in on the pros and cons.
If you're a first-time buyer, all the different types of mortgage can be confusing. In this post we aim to demystify mortgage types.
What are mortgages? How do they work? And why is it so hard to get one? Click here for answers to these questions.
Remortgaging is the process of swapping the lender or deal that you currently have on your mortgage for…
When taking out a mortgage, you’ll want to make sure you get the best rate possible – otherwise…
The Help to Buy ISA is a savings account that is part of a scheme run by the…
Shared ownership is a scheme run by the government that allows first-time buyers to get a foot on…