The Stress Test
The Bank of England has recently gotten rid of the stress test. In this article we take a look at what this means for borrowers, lenders and if it is a good idea
Will it Become Easier Getting a Mortgage?
The Bank of England is set to unveil a change in the mortgage application system. This change could see it become easier to get a mortgage. In this article we take a look at what this change is and what it spells out for people.
The Question of Affordable Housing
A recent report form the ONS has made for some bleak reading. In it we can see house prices surging and becoming more and more difficult to afford. In this article we take a look at the report, what the issues are and their possible solutions
Explaining the Big Bang
In 1986 the big bang occurred at the London Stock Exchange. This would have a profound effect on the financial markets for years to come and indirectly effect the housing market. In this blog post we explain the causes of the big bang was and it's consequences, both positive and negative.
Is There Hope for the First Time Buyer?
We hear a lot in the news that it is very difficult for first time buyers to get onto the property ladder. But is there now a beam of hope for first time buyers? We explain the current statistics and how they may shed some light for first time buyers.
The Housing Crisis Explained
In the past 18 months we have seen a boom in the housing market. But whilst the prices of houses has been on the rise it has also exposed a crisis within the British housing market. In this blog post we will be explaining the issues that people currently face across the country and what the government are trying to do to resolve these issues.
Has the Pandemic and Property Boom Made It Harder for First Time Buyers?
Since coming out of the pandemic we have seen a property boom in the housing market. This has caused house prices to rise and is expected to continue to rise into 2022. However, with houses becoming more expensive will this make it harder for first time buyers to buy their first home?
Explaining Stamp Duty
Stamp duty is something that most of us will have to pay at some point in our lives. But where did it originate from? What is included in the current scope of stamp duty and what are the current tax brackets for stamp duty? This is what we discuss in our latest blog post.
Why do I have to pay Council Tax?
Ever wondered why you have to pay Council Tax? Credibble has a rundown of all the facts and history of the one tax nobody can get away from.
10 things you should do when you enter your new home
Owning your home is a great achievement and a great feeling. But what's the best thing to do when you first walk through those doors? In this blog post we list off the 10 things you should do when you enter your new home.
Home ownership schemes: A guide
There are many home ownership schemes designed to help buyers buy their first homes. This guide could help you find one that's right for you.
Buying your first home with somebody else
Before you go through with taking out a joint mortgage with a friend or partner, it's important to consider all the what ifs.
What’s the difference between a freehold and a leasehold?
If you're a first-time buyer you might hear "freehold" and "leasehold" mentioned a lot. But what is a leasehold? And does it matter?
Should I buy a house at auction?
Buying at auction is not for the timid. For the bold and intrepid, however, it can be very rewarding. Here's what you need to know.
What are EPCs? A guide for first-time buyers
Energy performance certificates, or EPCs, are one of the most overlooked, yet important parts of buying a house. Just what are they, anyway?
