Free Personal Loans Guide and
10 Pages | 5 Minute Read
DISCLOSURE- PLEASE READ CAREFULLY:
Credibble Ltd – is a broker and we will search our panel of lenders to find the right loan for you. Credibble Ltd will be processing your loan application. Credibble Ltd is registered with the Information Commissioners Office (ICO) under Registration Reference: ZA749004.
Credibble Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under firm registration numbers (FRN’s) 713043 and 795412.
REPRESENTATIVE EXAMPLE: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC.
Minimum Term 12 months. Maximum Term 300 months. Maximum APR charged 49.9%.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
Credibble Ltd. Registered in England and Wales. Company Registration No. 9511750. Registered Office: Rainham House, Manor Way, RM13 8RH.