The Stress Test

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August 24, 2022 by   Oliver Rose

The Bank of England has recently gotten rid of the stress test. In this article we take a look at what this means for borrowers, lenders and if it is a good idea

Where Does My Credit Report Come From?

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October 9, 2019 by   admin

Introduction to a credit report We pull your credit report from Equifax, one of the three credit bureaus in the UK. You are able to […]

Your Credit Score vs Your Credibble Score

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May 21, 2018 by   Robert Edwards

Your credit score is not the be-all and end-all. Your creditworthiness is decided on a number of factors, some of which may surprise you. At […]

Creditworthiness: How Lenders Really Score You

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May 16, 2018 by   Robert Edwards

What does it mean to be “creditworthy”? “Creditworthiness” is the term we use for the likelihood that a lender will let you borrow money. Put […]

What’s A Credibble Score? Now You Can See Your Creditworthiness

If you are applying for a credit card or loan, or if you ever have in the past, you will have heard of a credit […]

What Is A Hard Search and Why Should You Care?

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May 15, 2018 by   Claire Ben Chorin

Borrowing money is hardly known for being a fun process. It doesn’t help when lenders and credit reference agencies use confusing financial terms. If you’ve […]