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The Bank of England has recently gotten rid of the stress test. In this article we take a look at what this means for borrowers, lenders and if it is a good idea

Introduction to a credit report We pull your credit report from Equifax, one of the three credit bureaus in the UK. You are able to […]

Your credit score is not the be-all and end-all. Your creditworthiness is decided on a number of factors, some of which may surprise you. At […]

What does it mean to be “creditworthy”? “Creditworthiness” is the term we use for the likelihood that a lender will let you borrow money. Put […]

If you are applying for a credit card or loan, or if you ever have in the past, you will have heard of a credit […]

Borrowing money is hardly known for being a fun process. It doesn’t help when lenders and credit reference agencies use confusing financial terms. If you’ve […]