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checking credit report

Take 5: Check your credit file in 5 minutes

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October 9, 2019 by   Zoe Stabler

You want to check your credit file every month to make sure everything is in order – that all of your accounts are there and […]

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7 proven ways to build credit reputation while you’re still young

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by   Zoe Stabler

It’s important to build up a good credit reputation while you’re still young, as it could be a deal-breaker when it comes to renting a […]

Should I get a credit card or loan?

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September 24, 2019 by   Zoe Stabler

You need some cash, but which is the better option for your needs – a credit card or loan? If you only need a small […]

A Fast Guide to Payments

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May 9, 2019 by   Zoe Stabler

Types of payments you can make When making payments on a credit card, you will usually get a few choices- make the minimum payment, choose […]

What does it mean if I default on an account?

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by   Zoe Stabler

If you do not pay arrears on an account, the lender considers you to have “defaulted”. What will happen is this: The lender cancels the […]

What is Credit Activity?

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March 7, 2019 by   Zoe Stabler

One of the six lender factors on your report is your Credit Activity. This is an overview of the total accounts you hold, your credit […]

Should I Get A Credit Card? 7 Benefits Of Credit Cards

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May 18, 2018 by   Christina Fleischer

You may be wondering, “Why should I get a credit card? I can withdraw money for free with my debit card. And I don’t want […]

No Credit History? 5 Best Ways To Build Credit Fast

If you are someone with no credit history, you’re not alone. Many people won’t have thought much about building their credit – not everyone has […]

Managing Credit: Honestly, Does My Credit File Matter?

You may not realise it, but managing credit is a key life skill. You may be asking, “Does my credit file matter? And what value […]

Ways To Make Money As A Student: 5 Ideas

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May 17, 2018 by   Naomi Southwell

Tumble out of bed and stumble to your flat’s untidy kitchen. Pour yourself a cup of… stale pot noodle? Because there’s nothing left in your […]