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checking credit report

Take 5: Check your credit report in 5 minutes

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October 9, 2019 by   Zoe Stabler

You want to check your credit report every month to make sure everything is in order – that all of your accounts are there and […]

young person

7 proven ways to build credit while you’re still young.

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by   Zoe Stabler

It’s important to build up credit while you’re still young as it could be a deal-breaker when it comes to renting a flat or taking […]

Should I get a credit card or a loan?

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September 24, 2019 by   Zoe Stabler

In Short: If you only need a small amount of money, you may benefit from making the purchase on a credit card or getting a […]

A Super Quick Guide to Payments

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May 9, 2019 by   Zoe Stabler

Types of payments you can make When making a payment on a credit card, you will usually get a few choices- make the minimum payment, […]

Defaulting on an account

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by   Zoe Stabler

You will default on an account if you do not pay arrears on the account. The lender usually cancels the credit agreement you have with […]

What is Credit Activity?

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March 7, 2019 by   Zoe Stabler

One of the six lender factors on your report is your Credit Activity. This is an overview of the total accounts you hold, your credit […]

Should I Get A Credit Card? 7 Benefits Of Credit Cards

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May 18, 2018 by   Christina Fleischer

You may be wondering, “Why should I get a credit card? I can withdraw money for free with my debit card. And I don’t want […]

No Credit History? 5 Best Ways To Build Credit Fast

If you are someone with no credit history, you’re not alone. Many people won’t have thought much about building their credit – not everyone has […]

Managing Credit: Honestly, Is Your Credit File Important?

You may not realise it, but managing credit is a key life skill. But why is a credit file important, really? And what value can […]

5 Genius Ways To Make Money As A Student

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May 17, 2018 by   Naomi Southwell

Tumble out of bed and stumble to your flat’s untidy kitchen. Pour yourself a cup of… stale pot noodle? Because there’s nothing left in your […]