The Stress Test
The Bank of England has recently gotten rid of the stress test. In this article we take a look at what this means for borrowers, lenders and if it is a good idea
The Time bomb of Mortgage Payments
The Bank of England recently raised interest rates to the highest levels in 25 years. With this we are seeing the issue of how will people afford their mortgage payments? In this article we take a look at what these issues are and what people can expect.
Will it Become Easier Getting a Mortgage?
The Bank of England is set to unveil a change in the mortgage application system. This change could see it become easier to get a mortgage. In this article we take a look at what this change is and what it spells out for people.
Getting a bad credit mortgage
If you have bad credit, you might think that it’s impossible for you to get a mortgage. But this doesn’t have to be true.
Is The Bubble Set to Burst on the Housing Market?
Over the past year we have seen house prices continue to grow each month. But now some experts think that the rapid growth we have seen is soon set to stop. In this article we take a look at what these causes could be and if the bubble is finally set to burst.
What credit score do I need to buy a house?
Everybody knows that to get a mortgage, you need a good credit score. But how does it all work? Read Credibble's explainer to learn more.
Explaining the Big Bang
In 1986 the big bang occurred at the London Stock Exchange. This would have a profound effect on the financial markets for years to come and indirectly effect the housing market. In this blog post we explain the causes of the big bang was and it's consequences, both positive and negative.
Some financial New Year’s resolutions for you to consider
As we ring in the New Year, you might be taking stock of your financial health. Here are a few suggestions for New Year's resolutions.
Home ownership schemes: A guide
There are many home ownership schemes designed to help buyers buy their first homes. This guide could help you find one that's right for you.
Buying your first home with somebody else
Before you go through with taking out a joint mortgage with a friend or partner, it's important to consider all the what ifs.
Should I buy a house at auction?
Buying at auction is not for the timid. For the bold and intrepid, however, it can be very rewarding. Here's what you need to know.
What do lenders look for in a borrower?
Many first-time buyers make the mistake of assuming that their credit score is everything. Not so. Here are a few other things to consider.
Homebuying in the time of COVID-19
The COVID-19 pandemic has had negative effects on the housing market. Here's our take on the situation and a consideration of what to do next.
Equity explained
An explanation of what equity is, and how you can make it work to your advantage later in life, after you've paid off your mortgage.
Guarantor mortgages: the risks and benefits
Guarantor mortgages can be helpful if you're a first-time buyer, but they're not without pitfalls. Let us fill you in on the pros and cons.
