The Stress Test
The Bank of England has recently gotten rid of the stress test. In this article we take a look at what this means for borrowers, lenders and if it is a good idea
The Time bomb of Mortgage Payments
The Bank of England recently raised interest rates to the highest levels in 25 years. With this we are seeing the issue of how will people afford their mortgage payments? In this article we take a look at what these issues are and what people can expect.
Will it Become Easier Getting a Mortgage?
The Bank of England is set to unveil a change in the mortgage application system. This change could see it become easier to get a mortgage. In this article we take a look at what this change is and what it spells out for people.
Self-Employed Mortgage: What You Need To Know
If you’re self-employed, it’s not impossible to get a mortgage. However, you may find it more challenging to get a self-employed mortgage.
Has the Pandemic and Property Boom Made It Harder for First Time Buyers?
Since coming out of the pandemic we have seen a property boom in the housing market. This has caused house prices to rise and is expected to continue to rise into 2022. However, with houses becoming more expensive will this make it harder for first time buyers to buy their first home?
Which type of mortgage is right for me? Mortgage types, simplified
If you're a first-time buyer, all the different types of mortgage can be confusing. In this post we aim to demystify mortgage types.
How will my credit report and deposit affect my mortgage?
When taking out a mortgage, you’ll want to make sure you get the best rate possible – otherwise…
All about Shared Ownership
Shared ownership is a scheme run by the government that allows first-time buyers to get a foot on…
Everything you need to know about Help to Buy Equity Loans
You could be able to afford your dream home with the aid of Equity Loans - a "Help to Buy" scheme offered to prospective first time buyers.
Cheapest areas to buy your first property in London
Getting a foot on the property ladder can be an expensive ordeal, even more so if you’re hoping…
