Does betting affect credit score?
Betting can be fun, as long as you enjoy it responsibly. Betting may not show up on your credit report, but it can hurt your credit score. If you form a habit, it could throw your finances into havoc. Be sure to know your limits and stop when it stops being fun.
Does being in your overdraft affect your credit score?
An overdraft can be a great way to boost your credit score. But if you start eating into your overdraft, this can make you look bad in the eyes of lenders.
Do Direct Debits improve your credit score?
A Direct Debit is an agreement made with an organisation that means they can directly charge your bank account. Do direct debits improve your credit score? The short answer: Yes! But there are some caveats to be aware of.
Does applying for Universal Credit affect your credit score?
In 2013, the Government introduced Universal Credit to replace and combine six benefits. It is now claimed by more than 2 million people in the […]
What credit score do I need to buy a house?
Everybody knows that to get a mortgage, you need a good credit score. But how does it all work? Read Credibble’s explainer to learn more.
What do lenders look for in a borrower?
Many first-time buyers make the mistake of assuming that their credit score is everything. Not so. Here are a few other things to consider.
5 ways you can improve your credit RIGHT NOW
Credit is crucial to getting a mortgage. If you want to buy a house, you need to have your credit score in order. Here are some ways.
Your Credit Score vs Your Credibble Score
Your credit score is not the be-all and end-all. Your creditworthiness is decided on a number of factors, some of which may surprise you. At […]
Managing Credit: Honestly, Does My Credit File Matter?
You may not realise it, but managing credit is a key life skill. You may be asking, “Does my credit file matter? And what value […]
Creditworthiness: How Lenders Really Score You
What does it mean to be “creditworthy”? “Creditworthiness” is the term we use for the likelihood that a lender will let you borrow money. Put […]