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We pull your credit report from Equifax, one of the three credit bureaus in the UK. You are able to get your score and report […]

One of the six lender factors on your dashboard is centred around any credit cards you hold. This is split into four sections: credit card […]

One of the six lender factors on your report is your Credit Activity. This is an overview of the total accounts you hold, your credit […]

We’ll start with the bad news. You might think that checking your credit score is the first step in borrowing money. If so, you’re mistaken. […]

You may not realise it, but managing credit is a key life skill. But why is a credit file important, really? And what value can […]

If you are applying for a credit card or loan, or if you ever have in the past, you will have heard of a credit […]

When you apply for credit, such as a credit card, loan or mortgage, lenders look at your credit file. But until now, it’s been hard […]

Your residential and employment stability are key factors in borrowing money. Lenders are jittery about instability, as it brings uncertainty and adds greater risk to […]

Affordability is important. Lenders consider it when assessing a credit application, which is why it’s a factor in your free Lender Report. To put it […]

Borrowing money is hardly known for being a fun process. It’s not made any easier when lenders and credit reference agencies use confusing financial terms. […]