
Where Does My Credit Report Come From?
Introduction to a credit report We pull your credit report from Equifax, one of the three credit bureaus in the UK. You are able to […]

Your Credit Report: Credit Cards
One of the six Credit Factors on Credibble’s 24-Factor Credit Check is based on your use of credit cards. A credit card can be a […]

Your Credit Report: Credit Activity
One of the six Credit Factors on Credibble’s 24-Factor Credit Check is based on your credit activity. This includes all the credit agreements you currently […]

Your Credit Score vs Your Credibble Score
Your credit score is not the be-all and end-all. Your creditworthiness is decided on a number of factors, some of which may surprise you. At […]

Managing Credit: Honestly, Does My Credit File Matter?
You may not realise it, but managing credit is a key life skill. You may be asking, “Does my credit file matter? And what value […]

What’s A Credibble Score? Now You Can See Your Creditworthiness
If you are applying for a credit card or loan, or if you ever have in the past, you will have heard of a credit […]

Your Credit Report: Payment History
One of the six Credit Factors on Credibble’s 24-Factor Credit Check is based on your payment history. We look at your payment history over 24 […]

Your Credit Report: Stability
One of the six Credit Factors on Credibble’s 24-Factor Credit Check is based on your stability. Good credit isn’t just about responsible borrowing and attention […]

Your Credit Report: Short-Term Credit
One of the six Credit Factors on Credibble’s 24-Factor Credit Check is based on your use of short-term credit. Some short-term credit looks good on […]

What Is A Hard Search and Why Should You Care?
Borrowing money is hardly known for being a fun process. It doesn’t help when lenders and credit reference agencies use confusing financial terms. If you’ve […]