
Does applying for Universal Credit affect your credit score?
In 2013, the Government introduced Universal Credit to replace and combine six benefits. It is now claimed by more than 2 million people in the […]

What is a Notice of Correction in my credit report?
What is a Notice of Correction? A Notice of Correction is a short statement of up to 200 words that goes on your credit report. […]

How will my credit report and deposit affect my mortgage?
When taking out a mortgage, you’ll want to make sure you get the best rate possible – otherwise you’ll find yourself spending far more on […]

Take 5: Check your credit file in 5 minutes
You want to check your credit file every month to make sure everything is in order – that all of your accounts are there and […]

Where Does My Credit Report Come From?
Introduction to a credit report We pull your credit report from Equifax, one of the three credit bureaus in the UK. You are able to […]

DIY PPI claim – better than going through a company
Introduction to a PPI claim With PPI policies being sold alongside mortgages, loans and credit cards since the 1990s, the demographic that would now be […]

Start your PPI claim with your credit report
Introduction For the past 10 years, we have all heard about PPI. Countless adverts urging us to claim, relentless cold calls asking us if we […]

Simple ways to fix your credit
There’s no simple fix when it comes to credit. Here are some things that you can do to fix your credit & improve your creditworthiness.

Your Credit Score vs Your Credibble Score
Your credit score is not the be-all and end-all. Your creditworthiness is decided on a number of factors, some of which may surprise you. At […]

Managing Credit: Honestly, Does My Credit File Matter?
You may not realise it, but managing credit is a key life skill. You may be asking, “Does my credit file matter? And what value […]