Does applying for Universal Credit affect your credit score?

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August 4, 2022 by   Robert Edwards

In 2013, the Government introduced Universal Credit to replace and combine six benefits. It is now claimed by more than 2 million people in the […]

A notice of correction can help with bad credit history.

What is a Notice of Correction in my credit report?

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June 13, 2022 by   Mariya Dikova

What is a Notice of Correction? A Notice of Correction is a short statement of up to 200 words that goes on your credit report. […]


How will my credit report and deposit affect my mortgage?

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November 5, 2019 by   Zoe Stabler

When taking out a mortgage, you’ll want to make sure you get the best rate possible – otherwise you’ll find yourself spending far more on […]

checking credit report

Take 5: Check your credit file in 5 minutes

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October 9, 2019 by   Zoe Stabler

You want to check your credit file every month to make sure everything is in order – that all of your accounts are there and […]

Where Does My Credit Report Come From?

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by   Zoe Stabler

Introduction to a credit report We pull your credit report from Equifax, one of the three credit bureaus in the UK. You are able to […]

DIY PPI claim – better than going through a company

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August 2, 2019 by   Margarita O'Brien

Introduction to a PPI claim With PPI policies being sold alongside mortgages, loans and credit cards since the 1990s, the demographic that would now be […]

Start your PPI claim with your credit report

Introduction For the past 10 years, we have all heard about PPI. Countless adverts urging us to claim, relentless cold calls asking us if we […]

Simple ways to fix your credit

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July 23, 2019 by   Margarita O'Brien

There’s no simple fix when it comes to credit. Here are some things that you can do to fix your credit & improve your creditworthiness.

Credit Score vs Lender Score: Avoid The Trap

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May 21, 2018 by   Claire Ben Chorin

We’ll start with the bad news. You might think that checking your credit score is the first step in borrowing money. If so, you’re mistaken. […]

Managing Credit: Honestly, Does My Credit File Matter?

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May 18, 2018 by   Claire Ben Chorin

You may not realise it, but managing credit is a key life skill. You may be asking, “Does my credit file matter? And what value […]

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